25 years of validation. 433,500 ratings. Monotonic precision across every grade. This isn't marketing—it's mathematics.
Our Fiduciary Stock Navigator™ rating was applied retrospectively across 25 years (12/31/2000 to 12/31/2025). The pattern is perfect: higher grades consistently delivered higher returns.
433,500 samples • Zero survivorship bias
Monotonic precision: Returns decrease consistently as grades decrease. A+ outperforms A, A outperforms B, and so on through F. This isn't curve-fitting—it's statistical proof that our ratings capture real risk-return relationships across market cycles.
How did our 4 Dimensions of Risk™ rating perform during the 2022 bear market? We analyzed the 2,619 largest U.S. companies.
vs. S&P 500: -18.1%
vs. S&P 500: -18.1%
vs. S&P 500: -18.1%
vs. S&P 500: -18.1%
Nearly double the loss of the S&P 500
The takeaway: F-rated stocks lost 33.8%—nearly double the S&P 500's 18.1% decline. Our ratings identified which companies would suffer most in a downturn before the losses occurred.
We analyzed 200 companies that were delisted due to bankruptcy. What were their Loss Indicator™ ratings two years before failure?
of bankruptcies were rated DISTRESSED or CONDEMNED
two years before failure
A portfolio constructed using our ratings methodology, tracked from 12/31/1999 to 12/31/2024.
Past performance is not indicative of future results. See full disclosures.
Our live model portfolios are tracked and verified by independent third parties. No black boxes. No hidden adjustments. Complete transparency.
Independent portfolio verification and index tracking
Third-party performance calculation and verification
We also welcome independent audit of our methodology. Choose any 2 of our 9 proprietary ratings for verification by McKinsey, PwC, or Deloitte under strict NDA.
Request Verification DetailsSee how our validated ratings can identify risk in your current holdings. Start your 30-day professional trial.