Disclaimer

Last Updated: January 16, 2026

IMPORTANT: Please read this disclaimer carefully before using any Equity Risk Sciences products or services.

Not Investment Advice

The information provided by Equity Risk Sciences, Inc. ("ERS"), including all ratings, reports, tools, model portfolios, and other content, is provided solely for informational and educational purposes. Nothing contained on our websites, in our products, or in any ERS materials constitutes investment, legal, tax, or financial advice.

ERS does not recommend or endorse any specific securities, investments, or investment strategies. Our ratings and tools are designed to provide objective analysis based on historical data and should not be construed as recommendations to buy, sell, or hold any security.

No Guarantee of Accuracy

While ERS strives to provide accurate and reliable information, we make no representations or warranties regarding the accuracy, completeness, or timeliness of any information provided. All data, projections, and analyses are subject to change without notice and may rely on third-party sources that we believe to be reliable but have not independently verified.

Past Performance

Past performance is not indicative of future results. Historical validation data, backtested results, and prior performance of our ratings and model portfolios do not guarantee future performance. All investments involve risk, including the potential loss of principal. The performance data presented represents historical results under specific market conditions that may not recur.

Investment Risk

Investing in securities involves significant risk. You could lose some or all of your investment. Before making any investment decision, you should:

  • Carefully consider your investment objectives, risk tolerance, and financial situation
  • Consult with a qualified financial advisor, attorney, or tax professional
  • Conduct your own independent research and due diligence
  • Understand that securities prices can be volatile and may fluctuate significantly

No Fiduciary Relationship

Use of ERS products and services does not create a fiduciary relationship between you and ERS. We are not acting as your investment advisor, broker, or fiduciary in any capacity. You are solely responsible for your own investment decisions.

Professional Users

Our products are designed for use by registered investment advisors, fiduciaries, institutional investors, and other qualified professionals. Individual investors should consult with a qualified financial advisor before using our tools or implementing any investment strategy.

Third-Party Information

Our services may contain links to third-party websites or reference third-party information. ERS is not responsible for the content, accuracy, or opinions expressed on third-party sites. Inclusion of any link does not imply endorsement by ERS.

Trademarks and Intellectual Property

"Portfolio Analyzer™," "Profit Map™," "Fiduciary Stock Navigator™ (FSN™)," "4 Dimensions of Risk™ (4D™)," "Loss Indicator™ (LI™)," "Price Risk Indicator™ (PRI™)," and other terms marked with the "™" symbol are trademarks of Equity Risk Sciences, Inc. All rights reserved. These trademarks represent proprietary tools and methodologies developed by ERS. Unauthorized use, reproduction, or distribution of these trademarks or related intellectual property without prior written consent from ERS is strictly prohibited.

Forward-Looking Statements

Certain statements in our materials may contain forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. These statements involve known and unknown risks, uncertainties, and other factors that may cause actual results to differ materially from those expressed or implied. Forward-looking statements are based on current expectations and assumptions and are subject to change. We undertake no obligation to update forward-looking statements except as required by law.

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ERS, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES, RESULTING FROM THE USE OF OR INABILITY TO USE OUR SERVICES OR RELIANCE ON ANY INFORMATION PROVIDED.

Jurisdiction

This disclaimer shall be governed by and construed in accordance with the laws of the State of Rhode Island. By using our services, you consent to the exclusive jurisdiction of courts located in Rhode Island for any disputes arising from your use of our services.

Contact

If you have questions about this disclaimer, please contact us at:

Equity Risk Sciences, Inc.
10 Dorrance Street, Suite 700
Providence, RI 02903
Email: ray@ers.ai
Phone: (203) 254-0000