ERS Was Built for One Kind of Firm.
Is It Yours?

Independent, proprietary stock risk ratings built on 25 years of data. A systematic process you can document, defend, and show to every client, regulator, and prospect.

Built for RIA firms managing $250 million to $2.5 billion in client assets.

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Is ERS Right for Your Firm?

ERS works with firms that share three characteristics. Not all three are about size.

1. The Right Size

$250 million to $2.5 billion in client assets under management. ERS is built for firms large enough to need a systematic, documentable investment process — and selective enough to implement one.

2. The Right Ambition

A committed plan — not a wish — to double your revenues on a specific timeline, with a willingness to invest in the research process required to get there. ERS is not for firms that want to grow someday. It is for firms that have decided to grow and are building toward that goal now.

3. The Right Values

You believe doing a genuinely excellent job for clients is the mechanism by which revenues grow. You invest in research quality before marketing. You measure in years, not quarters. If that describes you, ERS was built for you.

The Four Gaps Most RIAs Cannot Close on Their Own

Clients, regulators, and prospects all expect the same thing: a documented, systematic investment process. Most firms have gaps in at least one of these areas.

1. The Expectation Gap

Clients assume risk is being actively monitored. When risk changes, advisors are often the last to know — explaining losses after they happen instead of preventing them.

2. The Documentation Gap

SEC examinations increasingly focus on documented due diligence. "I did research" is not defensible. You need timestamped, auditable evidence of your process.

3. The Defensibility Gap

When losses occur, can you prove reasonable investigation? Third-party ratings are defensible. Personal opinions are not.

4. The Time Gap

Manual research is time-consuming and inconsistent. You need systematic monitoring that runs continuously — not quarterly reviews that arrive too late.

What Your Trial Gives You

Three tools that close the four gaps above. Each one is available from day one of your 30-day trial.

Portfolio Risk Analyzer™

Upload your client portfolios and receive instant risk assessments across all nine ERS rating systems. See exactly where risk is concentrated — by rating, by sector, by metric. Alerts when any rated position changes risk tier, so you can act before the damage is done.

  1. All 9 proprietary ratings for every position
  2. Risk concentration analysis across the full book
  3. Date-stamped ratings for every position analyzed
  4. Rating change alerts for continuous monitoring

Profit Map

Input any stock ticker and receive a forward valuation analysis grounded in the company's own revenue growth and profit margin history. See what valuation ratios would be required to generate a profit, and what the data says about the probability.

  1. Proprietary data-quant net present value model
  2. Forward revenue and margin assumptions
  3. Ideal for prospect meeting demonstrations

Three Model Portfolios

Current holdings, updated monthly, built using the same ERS rating systems available to you. Not a backtest — a live position statement that demonstrates how the methodology translates into portfolio construction decisions.

  1. Resilient Value — 40 large-cap stocks
  2. Resilient Income — 25 dividend-focused stocks
  3. Small-Cap Model — high-potential smaller companies

Timestamped, Independent Ratings

Every ERS rating is recorded with the date it was calculated, creating a historical record of risk assessments across every rated position. When a regulator or client asks what you knew and when you knew it, the data exists — attached to a specific date, produced by an independent third party with no proprietary products or distribution deals.

  1. Every rating carries the date it was generated — not reconstructed after the fact
  2. Structurally independent — no conflicts of interest in any rating
  3. Supports a documented, defensible investment process

Traditional Approach vs. ERS

Without ERS With ERS
Explain losses after they happen Identify risk before losses occur
Quarterly reviews arrive too late Continuous monitoring with rating change alerts
"I did research" "I used third-party validated ratings"
Clients question your process Clients see documented, systematic oversight
SEC examination: hope for the best SEC examination: date-stamped, independent ratings on record
Differentiate on personality Differentiate on a documented, quantitative process

Fiduciary Resources

SEC guidance, ERS research, and practical frameworks for understanding and fulfilling your fiduciary obligations.

View Fiduciary Reading Library
ERS Guide

The 12 Most Critical Duties for Investment Fiduciaries

January 29, 2026

SEC Document

Interpretation Regarding Standard of Conduct for Investment Advisers

July 12, 2019

ERS Analysis

Fiduciary Duty to Monitor Client Assets

March 29, 2024

Fiduciary Guide

Understanding Fiduciary Duties and Obligations in Investment and Divestment

June 2023

Fiduciary Guide

The Fiduciary Duty of Care and Independent Risk Research

October 14, 2024

Fiduciary Guide

Fiduciary Duty and the Role of Data Science in Risk Assessment

January 18, 2025

Fiduciary Guide

Stock Valuation Risk Analysis: A Step-by-Step Approach

January 22, 2025

Fiduciary Guide

Fulfilling Fiduciary Responsibilities

January 22, 2025

Build a Process You Can Defend.
Build a Practice Clients Trust.

Start your 30-day trial. Full access to model portfolios, idea lists, and research tools.

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